Development that protects dignity, fosters self-reliance, and builds possibility.

ATM Ridwanul Haque is a development professional with more than 15 years of progressive experience in project design, implementation, monitoring and evaluation across poverty alleviation, WASH, microfinance, women’s empowerment, SME development, humanitarian aid and public health.

As the Founder and CEO of Agroho Society, he works at the intersection of grassroots needs and practical programme design. His work spans community health, clean water, menstrual hygiene management, women’s entrepreneurship and environmental sustainability. He pioneered the concept of Soft Microfinance, coining the term and developing a distinctive, human-centred financing model that reimagines the role of finance in human development. Grounded in dignity, affordability, and compassionate support, Soft Microfinance challenges conventional lending practices by putting people before profit and self-reliance before dependency. It offers a more humane and equitable approach to finance to overcome financial vulnerability, build sustainable livelihoods, and shape their own futures.

Throughout his career, he has collaborated with multidisciplinary teams, donor agencies, embassies, and international knowledge organisations to advance innovative, inclusive, and sustainable development.